Aircraft Renters Insurance protects pilots when flying aircraft they have rented or borrowed.

Renters Insurance covers the out-of-pocket costs of an aircraft accident, such as deductible, excess liability (property damage / bodily injury), and defense costs. Coverage can be purchased by any individual, aged 14 or older, who wants to rent or use an aircraft that is not owned or registered in whole or in part by you, your spouse, parent, child, sibling, or corporation.

Renters Insurance is a great option for Flying Club Members, Flight School Students, and Certified Flight Instructors (CFIs).

Type of Aircraft Covered

Single Engine Fixed Wing Aircraft

  • Includes coverage for Sailplanes/Gliders

  • Non-Pressurized, piston engine not exceeding 450 HP (7 Seats max)

Multi Engine Fixed Wing Aircraft

  • Includes Coverage for Single Engine Aircraft/Sailplanes/Gliders (7 seats max)

  • Non-pressurized, piston engines not exceeding 350 HP (each engine) (7 seats max)

Helicopters (Piston)

  • Includes Coverage for Single Engine Fixed Wing Aircraft (7 seats max)

  • Single, piston powered engine not exceeding 450 HP (4 seats max)

Seaplanes (Single Engine Fixed Wing)

  • Non-pressurized, piston engine not exceeding 350 HP (7 seats max)

Experimental, Light Sport aircraft are included

Available Coverage Options

Liability Coverage

  • Liability coverage is required in order to start a policy.

  • This covers any Property Damage or Bodily Injury (outside the aircraft and including Passengers) for which an insured is legally liable, caused by an accident/incident arising from your use of such non-owned aircraft.

Medical Coverage

  • This coverage is for a minor medical expense incurred within one year from the date of injury, to or for each passenger, including crew (pilot), who sustains bodily injury by a covered accident/incident.

  • Expenses can be applied to: Clinic visit, x-ray or dental service, necessary ambulance, prosthetic devices, and hospital expenses.

Physical Damage Coverage

  • This covers any Physical Damage to the non-owned aircraft for which the insured is legally liable, caused by an accident/incident from your use of such non-owned aircraft, including loss of use of the non-owned aircraft.

  • This coverage can also apply to a deductible you may be responsible for.

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