Is the Cheapest Insurance Always The Best Way To Go?

It’s only human nature really. When presented with two items that look very similar, the majority of people will take the one that costs the least. In some instances that might work out well, but in many cases the old expression “you get what you pay for” comes into play.   This can often be true of aviation insurance as well. The reason is that aviation insurance is an extremely complicated subject and requires extensive knowledge. Certainly you may find an aviation insurance policy that seems to cover everything you need, but it is only when push comes to shove that the differences may appear. The irony is that the complexity of the project makes it very hard for the end-user to truly understand: you run the risk of being under insured, being insured only for things you don't need so much, and missing insurance on things you really need. As is true for all complex products, you really benefit from working with an independent expert.   The very last thing that you need with an aviation insurance policy – or for that matter any insurance policy – is to find that the particular incident that has caused you to make a claim is not actually covered. Nothing could be worse.  

Cheap Aviation Insurance

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You Need To Be Certain about Your Aviation Insurance

It follows that, when insuring your aircraft, you need to be absolutely certain that you are covered for every possible incident. Yes, it may cost a little bit more than the next policy but would you rather be covered for everything, or get a very nasty – and very expensive – surprise if you have to make a claim?   We know which we prefer.   That doesn’t mean that using us to find the right policy for you is going to mean that it is the most expensive. Quite the opposite. Our mission is to find the aviation insurance policy for you that covers all the angles and at the same time is as low cost as it can be.   The most important thing, as far as our clients are concerned, is that they are covered for every eventuality. The cost of the insurance is secondary.   However, as aviation insurance brokers of over 25 years’ standing we have a track record of providing our clients with policies that cover everything that they need while at the same time keeping costs to a minimum. That doesn’t mean that the aviation insurance quotes we provide to you are always the cheapest. They may not be. Very occasionally, (not often), they could be the most expensive. Now there’s honesty for you!  

Top Rated Insurers in the Aviation Industry

When, and only when, we have ascertained your needs do we go into the market place and talk to only the top rated underwriters. This means that, first and foremost we provide you with the policy that gives you all the cover that you need for your particular situation.   However, while we may offer a choice of two or three different insurers, all of them are aware that they are in competition with each other. They all want your business so they will each offer their very best rate.   Ultimately, with aviation insurance you are paying for peace of mind. While the policies we offer may not necessarily be the cheapest (they could be) what we seek to ensure is that you can sleep easily knowing that you are covered for every eventuality. If you need to make a claim you will know that you are covered. In our view that is worth paying a few extra dollars for if that is what it takes.  

Got an Aviation Insurance Questions?

Call us on 650-539-3030 with your aviation insurance questions. We'll be glad to help.